Entitle Direct, a subsidiary of Philadelphia-based Radian Group Inc. (NYSE: RDN), is a national title insurance and settlement services company that sells title insurance directly to consumers. In the vast majority of the 39 states and DC in which we are licensed, we have endeavored to file title insurance premium rates that are typically up to 25% below the standard rates of our competitors (in Pennsylvania and New York we are as much as 35% less).