Multifamily Lender is a nationwide financing platform dedicated to apartment buildings, multifamily properties, and commercial real estate. Powered by Commercial Lending USA LLC, the company connects borrowers with reliable capital from private lenders, banks, and government-sponsored programs like Fannie Mae, Freddie Mac, and FHA/HUD. With decades of underwriting expertise, they deliver fast, competitive, and flexible loan solutions tailored to investors, developers, syndicators, brokers, and real estate agents.

From small-balance deals to large-scale projects up to $200 million, Multifamily Lender funds acquisitions, refinances, value-add renovations, ground-up construction, and cash-out transactions. Their streamlined seven-step process — Application, LOI, Processing, Term Sheet, Underwriting, Approval, and Funding — ensures transparency and efficiency from start to finish.
Core Loan Programs

Agency Loans: Fannie Mae and Freddie Mac for long-term, low-rate financing on stabilized multifamily assets.
FHA/HUD Loans: Ideal for affordable housing and stable properties with favorable terms.
CMBS Loans: Non-recourse, fixed-rate options for diverse commercial real estate.
DSCR Loans: Cash-flow-based financing focused on property income rather than personal DTI — perfect for rental investors.
Bridge & Alternative Loans: Short-term bridge financing, lite-doc or no-doc programs, blanket loans, and hard money for borrowers who need speed or face conventional hurdles.
Construction & Renovation: Ground-up, rehab, and value-add loans with expert guidance on draws and milestones.

The platform excels with specialty properties that many lenders avoid, including student housing, senior/assisted living, mobile home parks, affordable housing, mixed-use developments, and green-certified buildings. They also finance 2–4 unit residential, 5–200+ unit apartments, office/retail centers, industrial spaces, hotels, medical facilities, gas stations, restaurants, and more.