Pepe/Berard Capital is a direct lender and provides private, hard money mortgages in the New York tri-state area. Thier borrowers utilize our capital to purchase and/or refinance properties that are currently in a non-bankable situation. Their principals, with over 50 years of real estate experience, have a creative and flexible approach to providing smart solutions to some of the most complex scenarios. Be sure to learn more about Pepe Berard Capital.